Friday, September 19, 2008

I am sitting at Burger King now attempting to blog using my phone! As a tech laggard this is new to me. But i am definitely taking longer to key in my words. Good practise for my sms skills though :) Ok how do i start a new line,hmmz.

Ha i found out. Press '0' thrice to get an arrow sign and then hit '#'. Anyway trying to phone-blog is not supposed to be the main content of this entry. Now comes the (ahem) serious stuff.

Just went for a job interview today with a boutique fund management firm. After reading about the firm and hearing rave reviews about it,I was so excited and nervous about the interview. Will take it even if pay cut!

The interview was initially conducted by a lady and a young man, both very pleasant and nice. But they grilled me about banks, including areas I was unfamiliar with. The lady seemed very familiar with credit issues, and that was definitely not my forte. Stressed. But the male interviewer was very nice, kept nodding his head as if to agree and to encourage me as i was trying my best to 'sian' my answers.

Then the big boss arrived. He seemed like a very nice experienced man. I suddenly felt my stress level rising and the butterflies in my stomach were flittering like crazy. This is the boss! So with my nerves going crazy, i stumbled in my reply abit while trying to maintain a calm composure. Then I was asked a question and gave a reply. Then the boss asked me for another example and I just could not think of any. Sighz. Bad response. But the interviewers still seemed nice and the boss explained his answer to me. So daz.

Despite the glitches during the interview, I left the interview feeling quite positive but a bit disappointed that the firm had no vacancy at the moment.

But the more i think about it, maybe the interview didnt go as well as i thought. There were some questions I could not answer, but I really dunno mah. But I know I did my best and will just leave God to do the rest. Feeling a bit braindead from the grilling during the interview but it was a good experience.

Deep down I believe God has a job planned out for me somewhere. I just gotta keep searching, practising my interview skills, and the job will come in His time!

In the meantime, I am thinking of getting a WII set to while my time away :)

Tuesday, September 16, 2008

Tumble of Financial Titans

15 September 2008 will be a day that will go down in memory lane. After many months of having their share prices tossed around (mainly downwards) in the credit storm, some of the biggest names in the global financial sector are keeling under pressure.

3 big news today:
1) Lehman files for Chapter 11 bankruptcy protection
2) Merrill Lynch sold to Bank of America for US$50b
3) AIG turns to Fed for financing in the face of rating downgrades and to ward off a looming liquidity crisis

It is scary how events in the financial sector have unfolded. Now, 3 of the biggest names in the banking sector will only be history.

Bear Stearns was the first to go when it was bought over by JP Morgan in March this year for pittance - $2 per share, over 90% discount, you can't even get such bargains at GSS.

Now no one wants to buy Lehman. The US government has decided not to stand behind Lehman as it has just recently thrown its backing behind US mortgage giants, Fannie and Freddie, who must not fail at all costs. So Lehman is left to collapse in the cold.

AIG is an international insurer, and I dread to think what would happen if anything adverse should happen to the insurance group. The millions who have paid AIG for peace of mind (me including) are probably all feeling panicky now. But I surely hope that the US government will support AIG. It will be unfair if even insurance monies are subject to the same great deal of volatility we have seen in the capital markets.

It seems cash is king for now. Deposits placed with banks may turn to nothing when banks collapse, and the monthly insurance premiums we set aside as protection for our future is now facing the possibility of turning to dust.

I really really hope the financial storm will come to an end soon. We are already seeing a restructuring of the financial sector in general - big names disappearing and new giants emerging, soverign wealth funds taking stakes in some of the banks, banks segregating the more risky investment banking business from other businesses...what's next to come? I surely hope clear skies are on their way.

Sunday, September 7, 2008

None Like You

I'm a bit hesistant about writing this, cos it may be a coincidence. But again it may not be.



Coincidence #1.

Was in church today when I heard a song that sent tears welling up my eyes the moment I saw the lyrics on the projector screen.

Backtrack a week ago, it was worship during church service and it seemed a song was placed in my heart - one of my favourite tunes of all time - "There is none like You". And for some reason, I really felt like singing the song and was wondering whether God placed the song in my heart for a reason, and wondered if it was a song we would sing during service. But it didn't happened, and I just told myself I was being oversensitive.

But this week, coincidence or not, this song was sung in church! I had forgotten those thoughts from last week, but when I heard the song, I was reminded how this song was popped into my head last week..and as I heard this song, I felt that God was telling me He listens, He always listens, even to small wishes like these, and He answers...in His own time.

Coincidence #2.

I'm a pretty hygenic person by nature, and always feel a bit awkward with the manner bread is passed during Holy Communion every week. Cos there is a bun that goes around and everyone pinches a bit of the bread from the plate. That is bordering on my hygiene limits a little, but I brush it off by telling myself that it is just a more convenient way of passing bread since this church observes Holy Communion every Sunday, and since my stomach can be quite sensitive at time, I would pinch off only a miniscule bit each time. And that was something I would accept if I decided to make this the church I were to grow in.

But surprise today...the church swapped the bread to pre-cut separate pieces of dough! I was pleasantly surprised. It seemed that God knew about my reservation and made the swap on exactly the same day when He decided the song in my heart should be sang in church. I felt He wanted me to know that He is real and He is really real.

How do I know He is real? I just know..but sometimes, I get doubts, but I want to cling on to reminders like these to remember. Honestly, I fear commitment to church, but I know I need to overcome this if I need to move to a closer relationship with Him. I have some fears, some doubts...but I also know above all, if He really is real as He has shown himself to be, then He is more important than anything because it is my relationship with Him that will count ultimately.

There are some things placed in my heart that I don't dare to utter, cos I'm not sure if its just my own thinking or God's thoughts. When I was much younger, I used to envy those who could hear God and I wondered why God never speaks to me? A bit jealous with His seemingly partiality...considering all I have been through (although it probably pales in comparison to trials others have faced)...but I've learnt all things happen for a reason, and its not for me to question, but to persevere and to make the best of my circumstances.

"Do not be anxious about anything, but in everything, by prayer and petition, with thanksgiving, present your requests to God. And the peace of God, which transcends all understanding, will guard your hearts andyour minds in Christ Jesus." Philippians 4:4-7